Oscar Health is a technology-first health insurer known for individual and family ACA marketplace plans wrapped around a member app, virtual urgent care, and an assigned Care Team you can message instead of navigating a phone tree. Founded in 2012 and headquartered in New York, Oscar sells individual, family, and small group coverage, and supports employers through ICHRA arrangements that let you fund employee premiums instead of buying a group plan. Plans include zero-dollar virtual care, prescription price tools, member rewards, and condition-specific programs for diabetes, asthma and COPD, menopause, and chronic kidney and metabolic care. In-network providers file claims for you, and you only need the member claim form for out-of-network services. You can pay premiums by bank draft or debit card in your Oscar account or the app, or set up autopay, and note that credit cards are not accepted for premium payments
