People’s Trust Insurance is a Florida-only homeowners carrier known for its vertically integrated claims model, where the company coordinates and executes the repair itself rather than handing you a check and a contractor list. Founded in 2008 and based in Deerfield Beach, People’s Trust writes homeowners and flood coverage for Florida residences and backs covered repairs through its preferred general contractor with a three-year workmanship guarantee. You call People’s Trust first after a loss, and an emergency response team can be dispatched immediately to prevent further damage. The 24/7 claims hotline runs every day of the year, and you can also start a claim in the myPTI policyholder portal. Billing, payment plans, EFT enrollment, and policy documents are all handled at myPTI.com or by phone with the customer service team.
