Progressive Home is a property brand and agency arrangement rather than one insurance company, a distinction that matters because whichever insurer issues your policy is the one that handles your claim and sets your renewal. Quotes run through Progressive Advantage Agency, which places homeowners, condo, renters, manufactured home, and dwelling fire coverage either with Progressive’s own property companies, led by American Strategic Insurance, or with unaffiliated insurers including Homesite, Nationwide, Openly, Plymouth Rock, RLI, Stillwater, American Modern, and Hippo. Each of those carriers sets its own rates, underwriting appetite, and claims process. The brand was previously marketed as Progressive Home Advantage. AM Best rates the ASI companies that make up Progressive Home Insurance Group A+ (Superior), while ratings for the unaffiliated insurers vary, so confirm which company is issuing before you bind.
