futures since 1875, and today they’re one of the largest financial services companies in the world. Their U.S. insurance operations focus heavily on group life, disability, and dental benefits for employer-sponsored plans, alongside individual life insurance and annuity products. Prudential’s scale and longevity mean they’ve paid claims through every major economic disruption since the 19th century — which is the kind of track record that matters when you’re choosing a carrier for long-term coverage.