The Hanover Insurance Group is known for writing both personal and business coverage under one roof and distributing it only through independent agents, so your Liberty team places and services the account directly. Founded in 1852 and headquartered in Worcester, Massachusetts, The Hanover covers home, auto, collector car, watercraft and umbrella for families, plus business owner’s policies, general liability, commercial auto, workers’ compensation, marine, management liability, professional liability and surety for companies. Its Hanover Prestige and Platinum account programs bundle household coverages for clients with higher-value homes and more complex exposures. The Hanover carries an A (Excellent) financial strength rating from AM Best. You can report a claim or pay a bill around the clock online, by phone or through the Hanover Mobile app.