If you run an insurance agency, you may already know Utica National as the carrier behind the second-largest Agents’ Errors and Omissions book in the United States, a program it started in 1966 that now covers more than 10,000 agencies. The group began in 1914 as Utica Mutual, a workers’ compensation carrier in upstate New York, and has sold exclusively through independent agents since 1928. Commercial appetite runs to auto dealers and service shops, contractors, schools and colleges, religious institutions, restaurants and craft breweries, graphic communications, workers’ compensation and surety bonds. On the personal side you can place auto, homeowners, renters, boat, motorcycle, snowmobile, identity theft and umbrella. AM Best rates Utica National A (Excellent).
