Coverage for people who are outside their home country is WorldTrips’ whole business, from expatriates and digital nomads to international students and U.S. residents booking a cruise. Established in 1998 in Indianapolis and now a Tokio Marine HCC company, it was among the first to sell travel insurance entirely online and today writes travel medical coverage for customers in more than 130 countries. The Atlas Travel Series, StudentSecure and Nomad plans are underwritten through binding authorities with TMHCC (CI) Insurance SPC Ltd and Houston Casualty Company, while Atlas Journey and Atlas Cruiser trip protection is underwritten by U.S. Specialty Insurance Company. Tokio Marine HCC’s major domestic insurance companies hold AM Best’s A++ (Superior) rating. Service runs 24 hours a day for emergencies, which is the part that matters when a client is hospitalized eight time zones away.
