Liberty does not currently insure inflatable equipment such as bounce houses. Liberty can discuss coverage for the rest of your rental inventory.
Food trucks and caterers need the same core liability and property coverage as a restaurant, plus commercial auto coverage for the vehicle itself and often broader off-premise liability for events held at third-party venues.
Yes — liquor liability requirements are based on whether a business serves alcohol for profit, not which type of alcohol it pours, so beer- and wine-only restaurants carry the same dram shop exposure as a full bar.
Often yes, but only if the illness resulted from an incident rather than an ongoing exclusion in the policy — most standard general liability policies cover bodily injury from a single contaminated batch or ingredient, subject to the policy’s terms.
Contact Liberty to work with an expert that can answer all your questions.
