Ship repairers legal liability pays when a repair yard is legally liable for damage to a customer’s vessel while it is in the yard’s care. A commercial general liability policy typically excludes that property, which makes SRLL the core liability policy for repair yards, refit facilities, and marine repair contractors.
What to confirm in an SRLL policy:
Operations on the vessel. Hot work, painting, engine and electrical repair, and drydock or railway moves each carry loss potential. Fire from hot work is a well-known loss source at repair yards.
Limits per vessel. Set the per-vessel limit against the highest-value vessel you accept, not the average job.
Sea trials and vessel movement. Moving a vessel under its own power to test repairs usually requires an extension, since navigation outside the yard changes the exposure.
Repair contract terms. Indemnity clauses and liability caps in customer contracts affect what the policy will pay, so the contract and the policy should be reviewed together.
How Liberty structures your protection: We place SRLL alongside marine general liability, pollution liability, and property coverage for the yard itself, and we review your standard repair contract so the liability you accept on paper is the liability your policy covers.