When you deliver tables, staging, or tents to someone else’s property, the owner wants protection if a claim names them. An additional insured endorsement adds that party to your liability policy for those claims, and it is proven with a certificate of insurance.
What venues and clients typically ask for:
Additional insured status: The venue, property owner, or organizer is named on your policy for claims arising from your equipment or operations.
Primary and non-contributory wording: Your policy responds first, before theirs. Contracts often require it.
Waiver of subrogation: Your carrier agrees not to pursue the venue after paying a claim you caused.
Minimum limits: Many requests specify per-occurrence and aggregate amounts, which can push you toward umbrella coverage.
How Liberty structures your protection: Liberty reviews venue and contract requirements before an event, requests the endorsements from your carrier, and issues certificates so requests do not delay a booking. Carrier approval and terms apply.