Liberty Healthcare Services Practice Group

Insurance for Hospitals & Healthcare Organizations

Protecting the organizations and professionals who care for our communities
Hospitals & Health Systems
Surgical, Dental & Special Treatment Centers
Physician, Clinic & Outpatient Care
Senior, Long-Term & Home-Based Care Providers

Quick Overview

Liberty’s Healthcare Practice Group provides commercial insurance for hospitals and health systems, physician and outpatient care organizations, surgical and specialty treatment centers, and senior, long-term, and home-based care providers. Coverage includes medical malpractice, hospital and allied healthcare professional liability, cyber liability and HIPAA breach response, D&O and employment practices liability, workers’ compensation, and general liability, with programs structured around each organization’s care setting and provider mix. The practice group also advises on tail and prior-acts coverage for physician transitions, telemedicine liability across state lines, and regulatory exposure tied to CMS, state licensing boards, and OIG investigations.

Industry Risks

The healthcare industry faces unique risks. Don't settle for cookie cutter coverage.

Today’s volatile healthcare landscape places organizations at the intersection of mounting risks that threaten both mission and margin. Nuclear verdicts exceeding $10 million, cyber breaches averaging $9.77 million per healthcare incident—nearly double the global average—and persistent staffing shortages mean a single misstep can have catastrophic consequences.

For healthcare leaders, the strategic imperative is clear: traditional risk management approaches are insufficient against these convergent threats.

Liberty’s Healthcare Practice Group delivers specialized insurance programs backed by deep industry expertise, proactive risk management, and claims advocacy that protects your organization, your providers, and your mission.

Unique Risks for Healthcare Services

Medical malpractice claims and nuclear verdicts
Cyber attacks, ransomware, and HIPAA breach penalties
Regulatory investigations (CMS, state licensing boards, OIG)
Staffing shortages leading to errors and burnout
Patient falls, medication errors, surgical complications
Abuse/molestation allegations (especially senior care)
Credentialing and privileging failures
Telemedicine liability across state lines

Industry Expertise

Talk to someone who gets it. Get access to industry experts, resources, and more.

Flexible Coverage

Get coverage tailored to the unique risks impacting your business.

Claim Support

Dedicated claims advocacy with experience mod tracking and projections.

Who We Serve

Protecting the protectors: from physicians and surgeons to leadership and support staff, we have you covered.

Liberty offers unparalleled experience in safeguarding healthcare professionals nationwide with deep industry knowledge, tailored coverage, risk mitigation strategies, and a dedicated claims

Types of Businesses We Serve

Hospitals & Health Systems

  • Hospitals (Community, Academic, Specialty, Rural/Critical Access)
  • Integrated Health Systems
  • Behavioral Health & Psychiatric Hospitals
  • Specialty Hospitals & Treatment Facilities

Surgical, Dental & Special Treatment Centers

  • Ambulatory Surgical Centers (ASCs) & Surgery Centers
  • Dialysis & Imaging Centers
  • Dental Practices & Oral Surgery Centers
  • Physical Therapy & Rehabilitation Centers

Physician, Clinic & Outpatient Care

  • Clinics & Physician Offices
  • Physician Groups & Multi-Specialty Practices
  • Medical Group Practice Entities
  • Urgent Care Clinics & FQHCs

Senior, Long-Term & Home-Based Care Providers

  • Senior Living & Assisted Living Facilities
  • Skilled Nursing & Memory Care Facilities
  • Home Health & Hospice Agencies
  • Residential Care & Adult Day Care Centers

The People We Cover

Physicians & Advanced Practice Providers

  • Physicians
  • Surgeons
  • Medical Specialists
  • Nurse Practitioners (NPs)
  • Physician Assistants (PAs)

Nursing & Direct Patient Care Staff

  • Registered Nurses (RNs)
  • Licensed Practical Nurses (LPNs)
  • Certified Nursing Assistants (CNAs)
  • Home Health Nurses
  • Hospice Nurses

Allied Health & Clinical Support Professionals

  • Physical & Occupational Therapists (PTs/OTs)
  • Respiratory Therapists
  • Radiology & Imaging Technologists
  • Laboratory Professionals
  • Diagnostic Professionals

Leadership, Operations & Administrative Roles

  • Healthcare Executives
  • Administrators
  • Practice Managers & Operations Directors
  • Compliance, Risk & Quality Managers
  • Billing, Coding & Revenue Cycle Professionals
Coverages

Specialized insurance solutions to protect your healthcare organization.

Unlike traditional brokers who view insurance as a commodity transaction, Liberty approaches healthcare risk as a strategic financial lever that directly impacts your capital efficiency and competitive position. Our unique carrier-side perspective enables us to identify structural inefficiencies in retention levels and claims management that typical brokers miss entirely.

Our integrated coverage approach transcends traditional policy silos, creating seamless protection that eliminates costly gaps while optimizing capital deployment.

Professional Liability

Coverage designed for your leaders and staff.

Medical Malpractice
Hospital Professional Liability
Directors & Officers Liability Insurance (D&O)
Employment Practices Liability Insurance (EPLI)

Property & Casualty

Protect the property and equipment that you rely on every day.

Workers’ Compensation
Commercial Property
General Liability
Commercial Auto

Specialized Coverage

Prepare for the unexpected with additional coverages.

Cyber Liability
Environmental Liability
FQHC Liability
Fiduciary Liability
FAQ

Frequently Asked Healthcare Services Insurance Questions

Why Choose Liberty?

Liberty’s Healthcare Practice Group represents a strategic convergence of specialized expertise rarely found in the brokerage landscape. Our leadership team, anchored by Tim Mooney’s four decades of insurance acumen and executive-level carrier experience—including his tenure as CEO of a specialty workers’ compensation insurer— brings an insider’s perspective to policy structure, carrier negotiation, and claims advocacy that transcends traditional brokerage capabilities.

About Liberty:

Founded in 1987, The Liberty Company Insurance Brokers has grown from a Californiabased agency into one of the nation’s premier insurance brokerages, with $2 billion+ in managed premiums across 80+ offices nationwide.

Industry Expertise

Our team includes former Workers’ Compensation underwriters, healthcare administrators, and risk management specialists who understand the unique challenges facing your organization

Carrier Relationships

We leverage relationships with top healthcare carriers and other leading providers to secure competitive terms, broader coverage, and strategic advantages for our clients.

Proactive Risk Management

We identify potential exposures before they become issues, developing comprehensive risk management strategies that protect your organization’s reputation, operations, and financial health.

Data-Driven Insights

Our analytics capabilities transform complex claims data into actionable intelligence, allowing you to make informed decisions about retention levels, coverage limits, and risk mitigation.

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