Healthcare Services Practice Group
Specialized coverage for nursing, assisted living, home health care, hospitals & clinics.
We Specialize in Coverages that Protect:
Nurses
Protect against malpractice claims, liability risks, and other potential legal claims.
Assisted Living Workers
Protect against liability risks, property damage and loss, and employee injuries and illnesses.
Home Healthcare Specialists
Protect against liability risks, property damage and loss, and accidents and injuries that may occur in the course of their work.
Hospitals & Clinics
Protect against liability risks, property damage and loss, and accidents and injuries that may occur on their premises.
Healthcare Businesses Are Turning to Liberty for Affordable Rates
Over the past several years, the healthcare services industry has experienced a reduction in the number of carriers willing to underwrite their business, leading to double-digit premium rate increases.
The Liberty Company Insurance Brokers has established a Healthcare Services Practice Group that has partnered with a number of healthcare carriers prepared to write your business. These carriers have a strong interest in aging services, home healthcare, hospitals, clinics, and other allied healthcare services. We have a strong group of experienced healthcare insurance professionals who are committed to working with you and our partner carriers.
Healthcare specialists find trusted coverage! Partner with Liberty’s experts.
Highlighted Coverages for the Healthcare Services Industry:
Workers' Compensation
Covers healthcare service employees for work-related injuries or illnesses and provides benefits such as medical treatment and lost wages.
Property
Protects healthcare businesses against damage or loss to their physical assets such as buildings, equipment, and supplies.
General Liability
Provides protection for healthcare services against claims of bodily injury, property damage, and other types of liability.
Professional Liability
Also known as malpractice insurance, professional liability protects healthcare businesses against claims of negligence, errors, or omissions in the provision of professional services.
Employee Benefits
Provides diverse group benefits like medical, dental, and financial protection for employee retention at surprisingly affordable rates.
Retirement Services
Personalized retirement plan consulting, implementation and administration for your business and employees.
Commercial Auto
Covers healthcare service-owned vehicles and provides protection against accidents, injuries, and property damage that may occur while driving for work purposes.
Excess Liability
Provides additional protection above and beyond the limits of a healthcare service's primary liability insurance coverage.
What Coverage Options are Right for You?
At Liberty, our team of experts can help you find the right coverage at the right price for your business.
How Does Insurance for Healthcare Services Work?
Review Your Needs
We cover every detail of your operation to make certain that you’re properly covered. This is the easiest way to avoid gaps in your business coverage.
Obtain Quotes From Our Partner Carriers
We have access to every carrier in the industry, allowing us to market your policy for the best price and level of coverage.
Learn About Policy Options
We’ll help you balance price and coverage while reviewing every quote we’ve received. Because we have existing relationships with commercial carriers, we know how to pinpoint the best policy for you.
Get Covered Right Away
We can close the deal quickly, bind coverage, and make sure that your business is covered.
With diverse clients come diverse needs.
Working with our team at Liberty, you get the chance to:
- Review insurance coverages you should purchase
- Assess liabilities your business faces
- Look into coverages that may not be required given your business model
- Save money on every policy
- Track claims
- Receive claims support from industry experts
Frequently Asked Questions about Insurance for the Healthcare Services Industry
What types of insurance coverages do healthcare services need?
Healthcare services typically need workers’ compensation insurance, property insurance, general liability insurance, professional liability insurance, excess liability insurance, and commercial auto insurance.
Contact Liberty to discuss the options that are right for you.
How much does insurance for healthcare services cost?
The cost of insurance for healthcare services varies depending on a range of factors, including the size and location of the business, the types of services offered, the level of risk involved, and the coverage limits desired.
Contact Liberty to discuss the options that are right for you.
How much liability insurance do healthcare services need?
The amount of liability insurance that healthcare services need depends on several factors, including the size of the business, the level of risk involved, and the assets that need to be protected. It is recommended that healthcare services carry at least $1 million in liability insurance coverage.
Contact Liberty to discuss the options that are right for you.
How do I purchase insurance for a healthcare services business?
Contact us at Liberty to discuss your insurance needs and receive a personalized quote. We can help you understand your coverage options and find the right policy for your specific needs.
