Foremost wrote the first mobile home insurance policy in the country and still anchors that niche, so a manufactured home, park model or older mobile home that standard carriers decline will often find a market here. Founded June 12, 1952 in Michigan and part of Farmers Insurance Group since 2000, the company is licensed in all 50 states and reaches customers through more than 38,000 independent agents. Beyond mobile and manufactured homes, it writes vacant, seasonal, landlord, renters and condominium property, standard homeowners through the Foremost Choice program, and flood policies underwritten by the NFIP. Specialty vehicle coverage rounds out the book: motorcycles, RVs, motor homes and travel trailers, boats and personal watercraft, ATVs, snowmobiles, golf carts and collectible autos. AM Best rates Foremost A (Excellent).
