Small business is where The Hartford does its heaviest lifting, insuring more than one million small businesses across property, general liability, business owner’s policies, commercial auto, and workers’ compensation, plus specialty lines through Navigators. Employee benefits form a second pillar, covering group life, disability, leave management, and supplemental health for employers. On the personal side, the company has been AARP’s exclusive auto and home insurance provider since 1984, with pricing and features aimed at drivers and homeowners over 50. Founded in Hartford, Connecticut in 1810, the group renamed its holding company to The Hartford Insurance Group, Inc. in February 2025. AM Best rates Hartford Fire Insurance Company and its pooling subsidiaries A+ (Superior) with a stable outlook.