The red umbrella has been on American policies since 1853, when Travelers began by insuring railroad and steamboat passengers, and the company now ranks among the largest writers of commercial property and casualty coverage in the country. Your options here span three segments: business insurance, bond and specialty insurance including surety, management liability and cyber, and personal insurance covering auto, home, boat and umbrella. AM Best assigns Travelers its highest financial strength rating of A++ (Superior), a mark the company has held since 1955. Risk control engineers and a large in-house claim organization come with the policy, which matters most on complex commercial accounts.
